Our Team

Rahul Johri



Rahul Johri is the Chairman of Vector Finance. He provides strategic direction and also represents the company with external stakeholders including the media, regulators and investors. Rahul has previously done senior leadership roles at Bandhan Bank, DBS Bank, Standard Chartered and ANZ Grindlays Bank in his 28 years career. He holds a B. Tech from IIT, Kharagpur and MBA from XLRI Jamshedpur.

Prasanta K Sahu


Prasanta is the Chief Operating Officer. He has a rich experience of 18+ years in Microfinance and related businesses. Prasanta was instrumental in the setting up of the Micro-finance business at Axis Bank and has worked with DFIs such as Small Industries Development Bank of India (SIDBI). Prasanta completed his MBA from XIM, Bhubaneswar.

Ruchira Parshad

Non Executive

Ruchira is a third generation entrepreneur involved in tea business & runs her own cultivations in Assam. She has core competencies in handling large scale labour intensive business wherein unskilled /semi-skilled workforce are involved. Her expertise can be used to manage businesses, like microfinance, wherein large number of workforce is involved.

Dhiraj Bhutoria

Non-Executive Director

Dhiraj is having seasoned experience in capital and securities market of more than 20 years. He is a CA and CS by field of education.

Sumit Sharma

Senior Advisor


Sumit is Senior Advisor Officer at Vector Finance.  He has multi industry international experience of over 25 years in corporate, consulting and operational roles across geographies in HSBC (India, Hong Kong, London, Jakarta), DBS (Singapore), Telenor and Jana Small Finance Bank (India). Sumit is an alumnus of XLRI, Jamshedpur and INSEAD, Fontainebleau, France.

CK Srinivasan

Head- Strategic Initiatives

Codangudi Krishnamurthy Srinivasan joined us as Head- Strategic Initiatives. Before joining us, he was Senior Vice President at Grip Investments UAE. He also worked at HSBC Bank, Standard Chartered Bank, Barclays Bank, DBS Bank, National Bank of Abu Dhabi, HDFC Bank, and Karvy Private Wealth of Abu Dhabi. He has 34 years of experience in the Banking and Finance Sector. He completed his Masters from Bharatidasan University.

Sudhir Upadhyay

Head of
Institutional Finance

Sudhir has an expertise in building institutional relations, establishing business correspondent models with dynamic exposure to MFI business and operations. In his 15 years’ experience, he has been a key member of MFI-Lending team at Bandhan bank, and had been associated with Bhartiya Samruddhi Finance Limited, Axis bank and IndusInd bank. He holds a Post Graduate Degree from XIM, Bhubaneswar.

T. Udaykiran

IT - Head


Uday excels in developing and implementing IT strategies with new technologies, data security and management. Prior to becoming a part of Vector Finance he possess 15 years of in hands experience of leading technical team in Wipro and Premji invest. He has a bachelor’s in engineering from VTU.

Mahendra Jangid

Audit Head


Mahendra is a seasoned auditor and brings 15+ years of experience in reviewing process and compliances. He has been involved in strengthening the control points to mitigate risks, frauds and processes at HDFC bank, Sahayata, Swadhar, Basix and Asirvad Micro Finance. He holds Bachelor degree from JNV university Jodhpur.  

Sumanta Bandyopadhyay

Head – Quality Control

A postgraduate in Business Administration (MBA) from the University of Kalyani in Finance. He has over 12+ years of experience in Microfinance – Operations, Monitoring & Control; Institutional Borrowings (Banks/NBFCs/FIs, NCDs, Sub-Debts, DA/Securitization); Grading & Rating; Banking Treasury; Wholesale Lending to Priority Sector, Credit Appraisal & Relationship Management for Small Corporates. He started his career at Bandhan Financial as an Associate Divisional Manager in 2010 & was handling a retail portfolio of over Rs 100 crore and wholesale lending portfolio of over Rs 2,600 crore. Association with the company: Since 2019.

Sujay Kumar Dey

Company Seceretary

B.Com (H), ACS An associate member of The Institute of Company Secretaries of India and a Commerce Graduate from The University of Calcutta, Sujay has more than 7 years of post-qualification experience in the field of Secretarial and Compliance related to SEBI and Companies Act, His last appointment was in Loharuka Group as Company Secretary where, and was entrusted with all routine Secretarial, ROC and Taxation Compliance of all group companies.

Manas Chakraborty

Finance Manager

Manash Chakraborty is a commerce (Hons) graduate & MBA with over 10 years of experience in the fields of accounts and audit. He has been associated with Vector in the year 2021. He is responsible for monitoring day-to-day activities of the Accounts department and preparation of periodic Financials. He, along with his team, is entrusted to update and tip the Management about financial position of the company for strategic decision making.

Gargi Sen

General Manager

Over 20 years of expertise in Finance Domain-Mutual Fund, Microfinance & and Financial Service sector – spanning Asset Management, Operations, Risk Management, Legal & Compliance, Financial Operations, Process excellence, HR Management, Data interpretation and analysis. Science Graduate, MBA in Finance, Post Graduate Diploma in Business Laws & several certification programs in Finance. Working exposure with organizations – UTI Mutual Fund, UTI Infrastructure Services Ltd, Karvy Fintech, ASA International.

Ruplekha Ghosh

HR Senior Manager

A post-graduate in Business Administration (MBA HR), Ruplekha with 9 years of experience in MFI and other sector’s has demonstrated expertise in shaping and implementing HR strategies to drive organizational success. Previously she was in Bharat Financial Inclusion Ltd,where she showed her command in HR challenges and requirements.

Chandrasekhar Das

Head- Collections

Mr Chandrasekhar was working with L&T Finance Ltd as Regional Manager and has total experience of more than 16 years. He has previously worked with HDB Finance, Bandhan Bank. HDFC Bank and ICICI Bank in retail branch banking, SME and rural finance departments. He has proven track record of business turn around in Odisha as Regional Collection Manager. He has done PG Diploma in Banking from IFBI and Executive Program in Business Analytics from IIM Vishakhapatnam.