Our Team

Rahul Johri



Rahul Johri is the Chairman of Vector Finance. He provides strategic direction and also represents the company with external stakeholders including the media, regulators and investors. Rahul has previously done senior leadership roles at Bandhan Bank, DBS Bank, Standard Chartered and ANZ Grindlays Bank in his 28 years career. He holds a B. Tech from IIT, Kharagpur and MBA from XLRI Jamshedpur.

Prasanta K Sahu



Prasanta is the Chief Operating Officer. He has a rich experience of 18+ years in Microfinance and related businesses. Prasanta was instrumental in the setting up of the Micro-finance business at Axis Bank and has worked with DFIs such as Small Industries Development Bank of India (SIDBI). Prasanta completed his MBA from XIM, Bhubaneswar.

Ruchira Parshad

Non Executive


Ruchira is a third generation entrepreneur involved in tea business & runs her own cultivations in Assam. She has core competencies in handling large scale labour intensive business wherein unskilled /semi-skilled workforce are involved. Her expertise can be used to manage businesses, like microfinance, wherein large number of workforce is involved.

Sumit Sharma

Senior Advisor


Sumit is Senior Advisor Officer at Vector Finance.  He has multi industry international experience of over 25 years in corporate, consulting and operational roles across geographies in HSBC (India, Hong Kong, London, Jakarta), DBS (Singapore), Telenor and Jana Small Finance Bank (India). Sumit is an alumnus of XLRI, Jamshedpur and INSEAD, Fontainebleau, France.

Sudhir Upadhyay

Head of
Institutional Finance


Sudhir has an expertise in building institutional relations, establishing business correspondent models with dynamic exposure to MFI business and operations. In his 15 years’ experience, he has been a key member of MFI-Lending team at Bandhan bank, and had been associated with Bhartiya Samruddhi Finance Limited, Axis bank and IndusInd bank. He holds a Post Graduate Degree from XIM, Bhubaneswar.

T. Udaykiran

IT - Head


Uday excels in developing and implementing IT strategies with new technologies, data security and management. Prior to becoming a part of Vector Finance he possess 15 years of in hands experience of leading technical team in Wipro and Premji invest. He has a bachelor’s in engineering from VTU.

sarajul circle crop

Sarajul Haque

Regional Head
MP & Odisha


Sarajul is a seasoned professional in the MFI space. With him, He brings 17 years of experience of driving and scaling up the business across the geographies. Roots of his experience goes deep into the branch operations, credit appraisal, risk assessment, hiring and managing a large team. Prior to Vector he has worked with Asmitha, IDFC and Axis Bank.


Mahendra Jangid

Audit Head


Mahendra is a seasoned auditor and brings 15+ years of experience in reviewing process and compliances. He has been involved in strengthening the control points to mitigate risks, frauds and processes at HDFC bank, Sahayata, Swadhar, Basix and Asirvad Micro Finance. He holds Bachelor degree from JNV university Jodhpur.